Signing a Home Purchase contract between the homeowners and real estate agent

Buying Real

Buying a home is a big deal. And you shouldn’t have to go through it on your own. When you have Babb in your corner, we’ll help you find the right property and guide you through the entire process — we’ll even help you take notes during property showings.

Whether you are looking for your dream home or investment properties, work with us and we’ll negotiate the best price with the best terms on your purchase.

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    Steps to Purchasing a Home

    1 Steps to Purchasing a Home
    • Shop for a mortgage.

      Look for the best rates, but be sure to ask lenders about additional costs and fees beyond principal and interest. We offer exclusive partnerships with Tidewater Mortgage, Atlantic Bay Mortgage and OVM Financial.

    • Get pre-qualified.

      Know how much home you can afford and how much you want to spend. Be prepared with bank statements, tax returns, pay stubs and W-2s from the last two years.

    • Find a real estate agent.

      Having a professional real estate agency working for you is a no-brainer! Having a highly-rated agency is even better. Babb Real Estate consistently receives the highest online reviews and most of our business comes from referrals and repeat clients.

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    • Know your wants and needs.

      Make a list of what’s important to you and divide it into “must-haves” and “nice-to-haves.” Understanding essential versus nonessential can help narrow your search and prioritize properties.

    • Browse online listings.

      Viewing properties online allows you to see if your budget and expectations align. Use your list of needs and wants to narrow your search, and share with your real estate agent.

      See our listings

    • Go to showings with your agent.

      Commit to visiting as many properties as you can. You’ll learn more about the market and process each time.

    • Make an offer and negotiate.

      Your real estate agent will guide you on the offer, based on asking price, market analysis, closing date, concessions and more. Negotiations are common, so having an agent with sophisticated negotiation skills is a must. At Babb Real Estate, we consistently earn big wins for our clients.

    • Get approved for a loan.

      When your offer is accepted, it’s time to go back to your lender to find the loan that’s right for you.

    • Get a home inspection.

      Even with new construction, a home inspection is a good idea. A certified housing inspector will let you know if there are any issues the house currently has or may have in the future. These findings may influence negotiations, and in some cases, your decision to purchase the house.

    • Have the home appraised.

      Hire third party appraisers to determine the property’s value. This will let all parties know you are paying a fair price for the home.

    • Close the sale.

      Closing costs are typically 2-5% of the home’s purchase price and include appraisal fees, homeowner’s insurance, title insurance, attorney fees, and property taxes. Depending on your agent’s negotiation skills, you will pay a portion or all of these during your closing and walk away as a homeowner.

    Our Partners

    At Babb, we Believe in Better, so we partner with the best companies. Learn more about our preferred partners

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